PENGARUH KEMUDAHAN PENGGUNAAN, KEBERMANFAATAN, DAN PERSEPSI RISIKO TERHADAP MINAT PENGGUNAAN FINANCIAL TECHNOLOGY SISTEM PEMBAYARAN

Abstract

Abstrak: Pengaruh Kemudahan Penggunaan, Kebermanfaatan, dan Persepsi Risiko terhadap Minat Penggunaan Financial Technology Sistem Pembayaran. Penelitian ini bertujuan untuk menguji: (1) pengaruh Kemudahan Penggunaan terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta, (2) pengaruh Kebermanfaatan terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta, dan (3) pengaruh Persepsi Risiko terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta. Penelitian ini merupakan penelitian kausal komparatif. Sampel penelitian berjumlah 129 responden yang ditentukan dengan metode purposive sampling inklusi. Uji hipotesis menggunakan uji regresi linear berganda. Hasil penelitian menunjukkan: (1) terdapat pengaruh positif dan signifikan Kemudahan Penggunaan terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta, (2) terdapat pengaruh positif dan signifikan Kebermanfaatan terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta, (3) terdapat pengaruh negatif dan signifikan Persepsi Risiko terhadap Minat Penggunaan Financial Technology Sistem Pembayaran pada mahasiswa Akuntansi Fakultas Ekonomi Universitas Negeri Yogyakarta.

Kata kunci: Kemudahan Penggunaan, Kebermanfaatan, Persepsi Risiko, Minat Penggunaan Financial Technology Sistem Pembayaran

Abstract: The Effect of Ease of Use, Usefulness, and Perceived Risk on Interest Using Financial Technology Payment System. This research aims to examine: (1) the Effect of Ease of Use on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University, (2) the Effect of Usefulness on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University, and (3) the Effect of Perceived Risk on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University. This research was comparative causal research The sample of this research was 129 respondents who were determined with purposive sampling inclusion. The hypothesis test used was multiple linear regression test. The results showed: (1) there was a positive and significant effect of Ease of Use on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University, (2) there was a positive and significant effect of Usefulness on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University, (3) there was a negative and significant effect of Perceived Risk on Interest Using Financial Technology Payment System in Accounting Students of Faculty of Economics Yogyakarta State University.

Keywords: Ease of Use, Usefulness, Perceived Risk, Interest Using Financial Technology Payment System